Law Offices of Nancy S. Taft
105 E. Division Street, Suite 2
Arlington, WA  98223


Contact Us Today!           360.322.7468
Free Initial Consultation

Bankruptcy Overview

Your Debt Relief Starts Here

 

Financial distress caused by the latest recession has people who never thought about bankruptcy calling to schedule a free initial consultation with us to discuss their options.

 

Most of our clients have financial distress because of a reduction in income due to loss of a job, a foreclosure, repossessed vehicles, some debts assigned to collection agencies, or garnishments. Some clients have spent their savings and retirement in an effort to continue to pay their debts. Bankruptcy was created to give a fresh start to responsible people in financial trouble.  There is no need to feel embarrassed about considering your legal options. 

 

Take charge of your life and get that fresh financial start you need. Contact us at 360.322.7468.

 

Don't Wait - Find Out About Bankruptcy As An Option to Get Back On Track

 

Don't wait until you have spent your savings and retirement to contact us.  Call us now to plan for your debt relief.

Don't listen to well-meaning friends and family about your options.  Consult a knowledgeable attorney to get the facts. 

Don't wait until you are affected physically and emotionally drained by the creditors constant calling.  Contact us today for a free initial consultation

At the initial consultation, we will answer your questions and explain how bankruptcy can help you recover financially. Your credit rating may be affected, but a Chapter 7 or Chapter 13 filing can actually put you back on the road to a receiving a higher credit score, as well as a new lease on life. 

 

Qualification for Bankruptcy

 

In 2005, there was a significant reform to the bankruptcy laws for the United States.  Many people believe, from what they heard from the media and other well-meaning sources, that they no longer qualify to file for bankruptcy. This is definitely not true!  Most people can get the same bankruptcy relief today as they could before the change of the laws.


Most of our clients file Chapter 7. With a Chapter 7 filing, you generally do not lose any property, make no payments to unsecured creditors, and are done with the bankruptcy in about 4 months.


Some clients who don't qualify for Chapter 7, will qualify for a Chapter 13.  Sometimes, even if you qualify for a Chapter 7, your goals will be better met by a Chapter 13. With a Chapter 13, a payment plan tailored for your financial situation is developed.  If unsecured debt is not fully paid during the plan, it is discharged.  


Don't assume that you cannot file bankruptcy or what the effect of filing will be for you.  Call us today on 360.322.7468 for a free consultation in our downtown Arlington Office to discuss what are the best options for your circumstances and goals.  

 

The Law Offices of Nancy S. Taft represents individuals and small businesses who are in financial distress and can benefit from bankruptcy protection. Most of our clients live in Snohomish County, including Marysville, Arlington, Granite Falls, Lake Stevens, Snohomish, Monroe, Mill Creek, Everett, Lynnwood, Bothell, and Edmonds.   We also represent clients from Island and Skagit Counties.


 

Contact Us Now for a Free Initial Consultation

 

For more information or to schedule a free 30 minute consultation with an experienced attorney, contact us now at (360)322-7468 to schedule an appointment. 

 

 

 

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.